Welcome to S2M Pay! By accessing or using our service, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use our service.

1. Acceptance of Terms

By accessing or using S2M Pay, you agree to abide by these Terms and Conditions, including any updates or modifications we make. We reserve the right to change, modify, or update these Terms and Conditions at any time, and such changes will be posted on this page. Please check periodically for updates.

2. Eligibility

You must be at least 18 years old to use S2M Pay. By using our service, you represent and warrant that you meet this age requirement.

3. Registration and Account Information

To use S2M Pay, you may be required to provide certain personal information, including your name, email address, and phone number. You agree to provide accurate, current, and complete information during the registration process and to update such information as needed to keep it accurate.

You are responsible for maintaining the confidentiality of your account and login credentials. You agree to notify us immediately if you suspect any unauthorized use of your account.

4. Use of the Service

S2M Pay provides a payment and messaging system to facilitate transactions through SMS. You agree to use our service only for lawful purposes and in accordance with these Terms and Conditions. You must not use our service in any manner that could damage, disable, overburden, or impair the service or interfere with any other party's use of the service.

5. Privacy Policy

Your use of S2M Pay is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our service, you consent to the collection and use of your personal information as described in the Privacy Policy.

6. Data Usage and Communications

By signing up for updates and notifications, you agree to receive communications from us, including but not limited to product updates, promotional offers, and presale notifications. You can opt out of these communications at any time by following the unsubscribe instructions in the emails or by contacting us directly.

We may use the data collected to improve the service, offer new features, and provide personalized content.

7. Limitation of Liability

S2M Pay will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or data, arising from your use of the service. Our liability for any claim related to the service shall be limited to the amount you paid for the service during the period in which the claim arose.

8. Termination

We may suspend or terminate your access to S2M Pay at any time, with or without cause, including for violation of these Terms and Conditions. Upon termination, you will no longer have access to the service, and any rights granted to you under these Terms and Conditions will immediately cease.

9. Intellectual Property

All content, features, and functionality of the S2M Pay service, including but not limited to text, graphics, logos, and software, are the exclusive property of S2M Pay and are protected by copyright, trademark, and other intellectual property laws.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Delaware, without regard to its conflict of law principles.

11. Dispute Resolution

Any disputes arising out of or relating to these Terms and Conditions or the use of the service shall be resolved through binding arbitration in accordance with the rules of American Arbitration Association (AAA) and held in Delaware.

12. Indemnification

You agree to indemnify, defend, and hold harmless S2M Pay, its officers, directors, employees, agents, and third parties from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the service or your violation of these Terms and Conditions.

13. Third-Party Links and Services

Our service may contain links to third-party websites or services that are not owned or controlled by S2M Pay. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that S2M Pay is not responsible for any damages or losses incurred from using third-party websites or services.

14. Severability

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

Email: admin@s2mpay.com